Prospera Financial

Protect. Preserve. Grow.

Comprehensive wealth preservation, retirement income planning, and tax-efficient strategies, giving you the confidence to enjoy what you've built.

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The Prospera Family Office Model

Most financial strategies live in silos. At Prospera, we integrate all of it, bringing your complete financial picture together so every decision is made with full context.

Wealth Preservation & Income Growth

✓ Non-Qualified Executive Compensation, Key-Man, Structured Buyouts
✓ Prospera Personal Bank Liquidity Strategy
✓ Retirement Income & Tax-Advantaged Retirement Strategies
✓ Generational Wealth Transfer

Learn More: About Us

Financial Planning, Asset Growth & Legacy

✓ Fiduciary Investment Advisory
✓ Financial Planning
✓ Legacy Planning
✓ 401(k) & Employer Sponsored Retirement Plans

Learn More: Prospera Investment Advisors

Entrepreneurship, Real Estate & Business

✓ Business Planning & Administration
✓ Real Estate / Air-BnB Owners
✓ Accounting & FP&A Services
✓ Prospera Intelligence System

Learn More: Prospera CFO

Every Decision · Full Context · One Team

Prospera Financial: Our Role in the Family Office

Integrated insurance and retirement income strategies designed for pre-retirees, retirees, and business owners.

Wealth Preservation

Protect What Matters Most

Strategic wealth management focused on preserving your assets while generating reliable growth through diversified, risk-managed portfolios.

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Retirement Income

Reliable Cash Flow

Turn your savings into a dependable paycheck. Income floor strategies, Social Security optimization, and withdrawal planning for lasting security.

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Tax-Free Retirement Account (TFRA)

A Life Insurance Strategy

A cash value life insurance strategy (not a 401(k) or IRA) that can provide tax-free access to cash value through withdrawals up to your basis and policy loans, when the policy is properly structured, is not a MEC, and stays in force. Loans accrue interest and reduce cash value and the death benefit.

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Personal Bank

Be Your Own Banker

Use cash-value life insurance in a Personal Bank Strategy: borrow against your cash value to fund opportunities and build a legacy. Policy loans accrue interest and reduce the death benefit.

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Insurance & Protection

Comprehensive Coverage

Life, long-term care, and asset protection strategies that safeguard your family and business against the unexpected.

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The Prospera 5-Point Approach

A proven framework for building and preserving your personal economy.

Understand

Map your complete personal economy: income, expenses, assets, and goals.

Protect

Safeguard what you've saved with proven risk management strategies.

Preserve

Maintain and grow your wealth through disciplined, long-term planning.

Grow

Build sustainable retirement income streams that last a lifetime.

Consider the Taxes

Optimize your tax position at every stage of your financial journey.

Your Financial Journey, Simplified

At Prospera, we believe great planning starts with great conversations. Our client journey is designed to give you a complete picture of your financial life, and our ongoing service model ensures your strategy evolves with you.

1 Discovery Meeting: We listen first. Share your goals, concerns, and vision for the future.

2 Strategy Presentation: A customized plan built around your unique personal economy.

3 Implementation: We put the strategy into action with clear timelines and accountability.

4 Ongoing Reviews: Regular check-ins to adapt your plan as life and markets change.

See the Full Journey